Fri. Dec 8th, 2023

Obtain a salary advance of up to 1.5 times your monthly salary, repayable within 6 months, with a quick processing time to address any unexpected financial requirements.

The Salary Advance loan is available to KCB Bank account holders who are on a fixed salary and have maintained an active account for at least 3 months.

A financial institution takes steps to attract eligible customers who meet the necessary criteria for the loan they wish to apply for.

The following outlines the prerequisites for obtaining a Kenya Commercial Bank salary advance.

  • A KCB account in operation for a minimum of 3 months is required.
  • Provide an original and photocopy of either the National ID or passport.
  • Submit evidence of employment.
  • For employed individuals, include the original copies of the latest 3 months payslips.
  • Self-employed individuals should present proof of income.
  • No security deposit is necessary.
  • Applicants can qualify for a maximum loan amount of 55 million BIF.

How long does the processing take

The processing time for the KCB salary advance is contingent upon how promptly you submit all the necessary requirements to the bank.

Ensure the KCB salary advance application form is completed with precise information to prevent any delays in the processing of the KCB salary advance.

Upon approval of your application, you can conveniently access the KCB salary advance on your phone through the bank’s mobile banking by dialing (*522#).

Loan payment

The repayment terms for the KCB salary advance are adaptable. a

And despite the absence of security requirements, permanent employees can receive up to 1.5 times their salary while contract employees can access up to Kshs.100,000.

The repayment period for the salary advance is set at 3 months or less, allowing flexibility based on the debtor’s preference and financial capacity.


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